What does wheel and tire insurance cover?
Tire and Wheel Coverage Provides coverage on new and used vehicles in the event of damage due to road hazards such as glass, metal, potholes, debris, nails, blowouts, etc. Slashed or stolen tires may be covered under comprehensive coverage because it protects against vandalism and theft. Car insurance typically does not cover normal tire wear and tear. Flat tires are usually not covered, though roadside assistance may help with tire-related issues.Tire and wheel protection coverage includes: pays to repair or replace your damaged tires. Wheels – if your wheel is damaged due to a road hazard, and cannot seal air after the tire was repaired or replaced, it also covers the cost to repair or replace your wheel.In general, collision coverage will pay for rim damage, as well as damage to your tires, caused by a pothole. However, you may need separate coverage for custom rims, since not all insurers include them under collision coverage.
Is a nail in a tire covered under warranty?
If it’s on the sidewall or too near the sidewall then it will need to be replaced. Depending where the nail is at in the tire, most tire shops can fix it for you without buying a new tire. Road hazards are never going to be covered under warranty. If you have three or more punctures, the tire cannot be repaired. If the puncture was made along the sidewall or shoulder of the tire, it can’t be repaired. Additionally, if it’s longer than a quarter of an inch, the tire will need to be replaced.